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SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)

Category: Retirement Fund
Launch Date: 10-02-2021
Asset Class: Mixed Asset
Benchmark: CRISIL Hybrid 85+15 Conservative Index
Expense Ratio: 1.39% As on ( 30-06-2025)
Status: Open Ended Schemes
Minimum Investment: 5000.0
Minimum Topup: 1000.0
Total Assets: 179.01 Cr As on ( 30-06-2025)
Turn over:
NAV (₹): 14.3973
₹ 0.01 ( 0.0514% )
as on 17-07-2025
CAGR Since Inception - 8.54%
CRISIL Hybrid 85+15 Conservative Index - 9.79%

Fund Managers

Mr. Ardhendu Bhattacharya, Mr. Rohit Shimpi, Mr. Pradeep Kesavan,


Investment Objective

The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes. However there can be no assurance that the investment objective of the Scheme will be realized.

PERFORMANCE of SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)

Scheme Performance (%) Data as on - 17-07-2025

1-Year Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 6.99 10.13 - - 8.54
Benchmark - - - - -
Retirement Fund 4.69 14.83 13.98 9.78 12.18

RETURNS CALCULATOR for SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)

Growth of 10000 In SIP (Fund vs Benchmark)

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Growth of 10000 In LUMPSUM (Fund vs Benchmark)

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Rolling Returns

Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.

Key Performance and Risk Statistics of SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)

Key Statistics Volatility Sharpe Ratio Alpha Beta Yield to Maturity Average Maturity
SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 2.85 0.9 1.0 0.45 7.3 18.32
Retirement Fund - - - - - -

PEER COMPARISION

Scheme Name Launch
Date
1-Year
Ret (%)
2-Yrs
Ret (%)
3-Yrs
Ret (%)
5-Yrs
Ret (%)
10-Yrs
Ret (%)
SBI Retrmnt Benefit Cons Reg IDCW Pay 10-02-2021 6.99 9.27 10.13 0.0 0.0
ICICI Pru Retrmnt Pure Equity Gr 01-02-2019 8.46 28.44 26.53 28.71 0.0
PGIM India Retirement Fund Reg Gr 15-04-2024 8.38 0.0 0.0 0.0 0.0
ICICI Pru Retrmnt Pure Debt Gr 05-02-2019 7.91 7.22 6.86 5.27 0.0
ABSL Retrmnt The 40s Reg Gr 01-03-2019 7.18 15.83 15.72 13.62 0.0
ICICI Pru Retrmnt Hybrid Cons Gr 05-02-2019 7.07 12.04 11.64 9.26 0.0
SBI Retrmnt Benefit Cons Reg Gr 05-02-2021 6.99 9.27 10.13 0.0 0.0
ABSL Retrmnt The 50s Plus-Debt Reg Gr 05-03-2019 6.55 5.96 5.7 3.88 0.0
ABSL Retrmnt The 50s Reg Gr 05-03-2019 6.42 9.14 9.17 5.5 0.0
UTI Retirement Fund - Regular Plan 26-12-1994 6.33 13.5 13.88 14.32 9.54

Asset Allocation (%)

PORTFOLIO ANALYSIS of SBI Retirement Benefit Fund - Conservative Plan - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)

Portfolio as on

Top 10 Sectors in portfolio (%)

Top 10 Stocks in portfolio (%)